Following the recent slashed of bank charges by the Central Bank of Nigeria, some financial institutions have restrategized. Many of them have widened the gap between lending rates and interests.

Now, interest on savings and fixed deposits was as low as 1.25% while lending rates were as high as 25%. Also, yields on treasury bills in the secondary market have fallen to between 2.5% and 4.9%. About a year ago, the yield on these securities could be as high as 12%.

What it means: With this development, the banks have created a way to make money for themselves. This means the banks are collecting the money of their customers, offering this capital to borrowers in high lending rates to make more money for the bank from the customers’ deposit but the interest rates on the savings are rather too low or insignificant.

So basically, customers are not getting value from their savings while banks are gaining much more from the savings. According to a report, a mixture movement was recorded in banks deposit rates but lending rates trended upwards in November 2019.

Also, lending rate and collateral have also led to the exclusion of most small and medium businesses despite having their savings at the banks. Small businesses are not enjoying the support of banks while the large corporations are mostly favoured for bank loans.

“The only way we can continue to make income was from interests because e-based income had dwindled and could not support operations. Now, institutions were paying very low interest on savings accounts and charging more on loans,” a source disclosed.

Also, the rector, Institute of Credit Administration, Prof Chris Onalo, said banks were in cohorts to cripple the economy. He condemned the gap between lending and savings rates.

Why will you be trading with people’s savings and the yield is so low?

“If they want to lend money to those who are in need of it, they do at a very high rate. This cripples the economy.”

This is a very gruesome act of killing millions of people that clustered in SME and MSME category.

Source: Nairametrics

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Undergraduate Scholarships and Funding Opportunities
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The Denys Holland Foundation is offering scholarship opportunities to financially challenged students who are willing to undertake undergraduate studies at University College, London. Application Deadline: 3rd July, 2020 Eligible…



Masters Scholarship and funding opportunities
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Ikenna for ASA Team

Denna Rossi Limited is a Fast Moving Consumer Goods company (FMCG) who are into the production of a variety of healthy products, fruits and still soft drinks that are quality assured to the Nigeria market.

We are recruiting to fill the position below:

Job Position: Warehouse Manager

Job Location: Rivers

Job Description
--Strategically manage warehouse in compliance with company’s policies and vision
--Oversee receiving, warehousing, distribution and maintenance operations
--Setup layout and ensure efficient space utilization
--Initiate, coordinate and enforce optimal operational policies and procedures
--Adhere to all warehousing, handling and shipping legislation requirements
--Maintain standards of health and safety, hygiene and security
--Manage stock control and reconcile with data storage system
--Prepare annual budget
--Liaise with clients, suppliers and transport companies
--Plan work rotas, assign tasks appropriately and appraise results
Recruit, select, orient, coach and motivate employees
How to Apply
Interested and qualified candidates should send their CV to: recruitment@dennarossi.com clearly indicating the "Job Title" as subject of your mail.

Nigeria has launched a new visa policy as the country is determined to boost its Ease of Doing Business rank. This was unveiled by President Muhammadu Buhari at the State House in Abuja, today.

The new visa policy was designed to attract some individuals, professionals and investments to the nation. President Buhari explained that the policy would push Nigeria’s economy towards global competitiveness.
This new Visa Policy will advance our goal of building a globally competitive economy, by helping attract Innovation, and specialized skills and knowledge from abroad, to complement locally available ones. We are sending a message to the world that Nigeria is Open for Business.

“Pleased to announce that Nigeria has a new Visa Policy, which I launched today. This new Policy will help improve our business environment, attract FDI, boost tourism, and improve African integration, without compromising national security and our territorial integrity,” President Buhari stated on his Twitter handle.

People favoured by the policy: Nairametrics learnt that the special Short Visa classes (single entry) will favour Journalists, Clerics, Sportspeople, Artists/Entertainers/Musicians, Religious Tourists, Humanitarian Workers, etc.

What it means: This means, foreigners (Africans) coming to Nigeria for a short visit, business purpose or for tourism, will be given a legal stay for up to 90 days. But the individual has to have a valid passport.

According to the Nigerian immigration, “The document contains a range of Visa administration reforms efforts aimed at simplifying processes & making Nigeria the preferred investment and tourism destination.”

Note that the new visa policy has 79 visa classifications, with the most popular being the Visa on arrival.

Nigeria’s ease of doing business: Back in October 2019, Nigeria’s ranking on the World Bank’s Ease of Doing Business increased by 15 steps from what was recorded in 2018. Nigeria, which was one of the two African countries on the list, also made the top 10 most improved economies in the world’s list, the second time in three years. This new visa policy is expected to have a positive impact on the ease of doing business in Nigeria.
https://nairametrics.com/2020/02/05/nigeria-introduces-new-visa-policy-to-attract-skills-more-investments

The Executive Chairman of the Federal Inland Revenue Service (FIRS), Mohammed Nami, has said that tax administrators need to tax street traders, artisans and other jobs in the informal sector of the economy but politicians are frustrating the effort.

According to Nami, taxing the informal sector promotes good governance and political accountability, ensuring the informal sector has the right to request for certain services as demanded by the formal sector, which is being taxed.

Food items sell cheapest at Mile 12, as traders lament high price of local rice



“Taxing the informal sector may also be a way of promoting good governance and political accountability of the State because tax strengthens the social contract between the citizens and the government. Thus, informal businesses that contribute to tax revenues are likely to assert their rights to receive certain services from government thereby ensuring accountability,” Nami said.

The informal sector is not taxed in Nigeria. Individuals and businesses in the informal sector also known as an underground sector do not declare their income and pay no taxes on them because it is not considered as normal income sources. The sector is mostly filled with the lower class of society.

But the FIRS boss is trying to change that in a bid to expand the government’s revenue base. Nami disclosed this during the ninth Country Correspondents meeting and African Tax Administration Forum (ATAF’s) Experts meeting on taxation of the informal sector in Abuja.

His statement came at a time President Muhammadu Buhari’s administration is trying to create more revenue sources to find a solution to Nigeria’s dwindling revenue. Finance Minister Zainab Ahmed had stated that Nigeria has a revenue problem, so in Nami’s view, taxing the informal sector will be a boost to the revenue mobilisation of African countries.

Why are Politicians against it? According to Nami, the fear of losing votes is causing politicians to thwart the tax administrator’s intention to tax the informal sector. He said politicians have promised the people in the informal sector of protection from taxes in order to be elected.

Nami said, “Taxing the informal sector is viewed as politically unpopular and politicians are unwilling to risk losing the high number of votes represented in the sector. This is because politicians promise informal workers protection from taxation in exchange for their votes.”

He added that these businesses “also operate on a cash basis and maintain poor or no accounting records. Most of the businesses in the sector are also small and fragmented making it inefficient for the revenue administrations to enforce compliance.”

it is time to apply for the RIPS Summer Internship 2020 to the United States of America. RIPS Summer Internship is a famous Fully Funded international internship program for all the students from around the world.

Imagine spending Nine-weeks on the beautiful Campus All expense paid internships abroad. The Undergraduate Students & those who are Graduated are eligible to apply for the International internship program. The Duration of the Internship in USA is 9 Weeks.

Research in Industrial Projects for Students (RIPS) Program provides an opportunity for Undergraduates, & Recent Graduates Studying Math, Computer Science, and Related disciplines to work in a team on Real-world research projects.

RIPS Summer Internship 2020 Details
Country: California, Los Angeles
University: University of California, Los Angeles
Duration: 9 Weeks (June 22 – August 21, 2020)
Financial Coverage: Fully Funded

Applications are invited to apply for the 6th UNESCO Youth Leadership Workshop 2020 in Seoul, Korea. The UNESCO/APCEIU is a Fully Funded Youth Leadership conference for One Week in Seoul, Korea from 25th May to 31st May 2020.

All the participants from around the world with any Nationality are eligible to apply for the UNESCO Conference in Korea. You Don’t Need to give IELTS/TOEFL for this Conference. The UNESCO Youth Leadership Conference is open to age 18-29 years old.

This is a Leadership workshop so participants with a diverse academic background are eligible to apply. No Academic Restrictions. The One-Week Workshop aims to build the capacity of dynamic youth leaders around the world to identify strategies to achieve Sustainable Development Goals (SDGs).

UNESCO Youth Leadership Workshop 2020 Details
Country: Seoul, Korea
Duration: 1 Week (25th May to 31st May 2020)
Financial Coverage: Fully Funded
Deadline: 17th March 2020

The theme of the Conference
The Asia-Pacific Centre of Education for International Understanding (APCEIU) will organize the 6th Youth Leadership Workshop on GCED (Global Citizenship Education).
The aim of the Conference is to identify strategies to achieve Sustainable Development Goals (SDGs), specifically Target 4.7.
The Deepen Understanding of GCED (Global Citizenship Education), the Workshop allows the young leaders to play a major role and become part of a wider network of youth leaders for GCED.
During the Workshop, participants will identify specific priority issues around global citizenship and establish plans for the future direction of GCED.
Participants will learn about specific areas such as GCED, human rights, and peacebuilding through information sessions and engage in dialogue and debates on the evolving issues. As part of the Workshop, participants will also make a field visit to discuss the role of youth for a more peaceful and sustainable future.

Financial Coverage
The UNESCO Youth Leadership Workshop 2020 is a Fully Funded International Conference in Korea. It will cover all the expenses.

Accommodation
Meals, and local transportation for all participants during the workshop
APCEIU will also cover the Round-Trip International Airfare to and from Seoul, Korea.
Certificates of completion will be offered at the end of the workshop only if you have attended more than 95% of the workshop program.
The insurance in case of accidents during the workshop period in Korea will be covered by APCEIU.

Eligibility Criteria
Between 19 and 28 years of age (born between 1991 and 2000)
Citizens of the Official Development Aid (ODA) recipient countries. Check UNESCO Member Countries Here. Check ODA recipient countries Here.
Proficiency in spoken and written English
Applicants should be youths who are citizens of both the ODA recipient countries and UNESCO.

Result of Selection
Notification of selection in the form of invitation letter will be sent by 26 March 2020.

Deadline
The last date to apply for the UNESCO Youth Leadership Workshop 2020 in Seoul, Korea is 17th March 2020

How to Apply:
The Application Form is Online. Complete the Online Application Form & Submit. The Link of the official website is given below in the Red Color.

CLICK HERE FOR THE UNESCO APPLICATION FORM:https://docs.google.com/forms/d/e/1FAIpQLSeCyy-UeAWYjqUQQPuxebtNxFmE2nzUnY6RXwYk6Wa0Cpu0Ww/viewform

CLICK HERE LINK TO OFFICIAL UNESCO CONFERENCE:http://apceiu.org/board/bbs/board.php?bo_table=m34&wr_id=68&

The authorities of Obafemi Awolowo University (OAU), Ile-Ife, has suspended another lecturer, Mr Monday Omo-Etan, over alleged sexual molestation of a 19-year-old female student of University’s Centre for Distance Learning.

This was contained in a Press Release by the Public Relations Officer of the University, Abiodun Olarewaju, to the News Agency of Nigeria (NAN), on Wednesday Night, in Ile-Ife.
Olarewaju observed that the University management reported another case of sexual harassment again, less than three weeks when a lecturer of the Department of International Relations, Mr. Olabisi Olaleye, was investigated and suspended.

According to him, the management of Obafemi Awolowo University, Ile Ife, expressed her zero tolerance against sexual harassment.

“The management has reinstated her commitment to the total eradication of any form of sexual harassment, molestation or other social vices.” he ascertained.

Please find below the latest Scholarship opportunities around the world

1. 2020 Financial Aid Program For International Students at University of Chicago, USA

2. Excellence Scholarships for International Students at University of Roehampton, UK 2020

3. 2020 Admission Scholarships for International At University of Toronto in Canada

4 United Nations Foundation Funding Available For Leadership Summit in Washington D.C. USA, 2020

5. Fully Funded Rotary Peace Fellowship Program for Leaders Worldwide, 2021-2022

The Executive Vice Chairman and Chief Executive (EVC/CE) of the Nigerian Communications Commission (NCC), Prof. Umar Danbatta, has stated that telecommunications remain the best enabler in expanding the frontiers of financial inclusion in Nigeria.

Danbatta affirmed this today (05/02/2020) at the NCC head office while receiving a team from the Bill and Melinda Gates Foundation (BMGF) and the Foundation’s Consultants, Glenbrooks Partners, who paid a visit to the Commission to explore opportunities for collaboration and partnership to enhance financial inclusion in Nigeria.

At the meeting, which held at the request of the Foundation, Danbatta said the realization of the centrality of telecommunication to all aspects of the economy explains NCC’s upbeat in identifying access gaps and in instituting processes for the expansion of telecom infrastructure across the country. The EVC said the infrastructure companies (Infracos) have been licensed by the Commission to cascade fibre from landing ports to the hinterland of Nigeria, especially the 774 local government areas in Nigeria. He expressed hope that the Federal Government will take a concrete position soon to enable the Infracos to commence operations because “fibre is the real solution to the volume of transactions in the financial services sector”.

Danbatta declared that 35 million Nigerians have no access to telecommunications services and by implication, they lack access to digital financial services, a condition that undermines financial inclusion. According to the EVC, this challenge is caused by the inadequacy of both wireless and fibre connectivity infrastructure. “We need to do more investment in both fixed and wireless infrastructure to enable us to reach our target of at least 80 percent level of financial inclusion in about four years”, he emphasized.

The EVC said access to telecom services by distant, isolated, unserved and underserved communities will enable the more citizens to embrace the digital financial culture. Danbatta revealed that the Central Bank of Nigeria (CBN) has issued the Mobile Money Payment Services license to some mobile network operators to enable them to undertake mobile financial transaction services. Danbatta, therefore, advocated renewed greater cooperation and collaboration between the banking and telecommunications sectors to harmonise the cost of transactions for financial services in an equitable manner.

Abiodun Jagun of Bill and Melinda Gates Foundation who led the delegation comprising Elizabeth Mcquerry of Glenbrook Partners as well as Ifeanyi Monye and Charles Ifedi, who are consultants to Glenbrook, informed the EVC that the Foundation requested for the meeting in other to deepen the extant partnership between the Foundation and the Federal Government of Nigeria to increase citizens’ access to financial resources.

Jagun said the discussion with the Commission is so important because it regulates the telecom sector and it is already addressing some infrastructure challenges which is central to connectivity and the embrace of digital culture and inclusive access to financial resources by citizens.

She (Jagun) said that understanding the strides made by the Commission as well as the challenges it faces will help the Foundation to know the nature of collaboration and support to offer without distorting or disrupting the market. Jagun said the beauty of the visit and the discussions are meant to ensure that the philanthropic opportunities offered by BMGF are supportive and complementary to the digital ecosystem.

Mcquerry also commended the commitment of the Federal Government to expanding access to digital resources. She also expressed hope that this commitment will trickle down to find implementation among all agencies of government. Mcquerry equally appealed to all stakeholders to work in synergy to ensure increased access and affordability of digital and financial services by “people at the bottom of the bottom of the pyramid”.

These were revealed for us to move closer to God in our prayers.

Kindly check out any of these.
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Logistics Manager Job at Adexen Recruitment Agency

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Store Keeper Job at Auto Quadrant Limited

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Store Officer Job at Literamed Publications Nigeria Limited

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Customer Service Representative Job at Home Prep School

Key Account Manager Job at AIRTEL NIGERIA

Financial Advisor Job at Workforce Group

Finance Executive Job at AIRTEL NIGERIA

Class Teacher Job at Chelis Education Consult Limited

Customer Relationship Manager Job at Oasis Africa Consulting Limited

Male Administrative Staff Job at Pickmeup International Company

Procurement Officer Job at Willers Solutions Limited

Builder Job at Dayola Property and Development

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Secretary Job at H.Pierson

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NEC Nationwide Recruitment Portal 2020

The Independent National Electoral Commission (INEC) was established by the 1999 Constitution of the Federal Republic of Nigeria among other things organize elections into various political offices in the country.

Applications are invited from qualified candidates for employment in the Local Government Areas (LGAs) across the country within the capacities below:


INEC Recruitment Portal 2020
Job Title: Professional / Experienced Hire – Grade Level 09 -14
Location: Nationwide (All LGAs Across the Country)
Job Description

Work in designated Professional Departments of the Commission as may be assigned.
Requirements
Applicants must possess a Bachelor’s Degree or HND in Social Sciences, the Sciences or Humanities, Masters degree, Professional qualification chartered by legislation,
NYSC Discharge or Exemption Certificate and post-qualification cognate experience is an added advantage.


Job Title: Administrative Officer II (Registration Area Officer) – Grade Level 08
Location: Nationwide (All LGAs Across the Country)
Level: Entry
Job Description

Issue Temporary/Permanent /Duplicate Voter Cards as approved by the Commission;
Monitor Electoral Activities and other duties that may be assigned within the Registration Area.
General Data Management and maintenance of Polling Units records in respect of a given Registration Area;
Compile and update Register/Records of voters in the Polling Units of the Registration Area;
Requirements

Applicants must possess a Bachelor’s Degree or HND in Social Sciences, Sciences or Humanities, and NYSC Discharge or Exemption Certificate.


Job Title: Executive Officer (Registration Area Officer) – Grade Level 07
Location: Nationwide (All LGAs Across the Country)
Job Description

Issue Temporary/Permanent /Duplicate Voter Cards as approved by the Commission;
Monitor Electoral Activities and other duties that may be assigned within the Registration Area.
General Data Management and maintenance of Polling Units records in respect of a given Registration Area;
Compile and update Register/Records of voters in the Polling Units of the Registration Area;
Requirements

National Certificate in Education (NCE) or National Diploma with a minimum of 2 years post-qualification cognate experience.
General Requirements
In addition, an applicant must:

Be a Nigerian Citizen;
Present a Certificate of State of Origin Signed by the Chairman! Secretary of his/her Local Government. A Certificate of endorsement by Liaison Officers is not acceptable;
Be computer literate;
Be Certified by Government Medical Officer to be physically and mentally fit for appointment in the Commission;
Not be above 35 years of age.


Method of Application
All qualified candidates should should log on to the INEC recruitment portal at http://www.inecrecruitment.com to complete the application form free of charge.

Note

All applications are to be made online
The application process is free of charge
Only shortlisted candidates will be invited for the next phase of the recruitment.

The New Zealand Government is pleased to advise that the New Zealand Scholarships application window for year 2021 studies opened on 1 February 2020 and will close on 28 February 2020 at 12:00 midday NZ Time.  The New Zealand Ministry of Foreign Affairs and Trade is offering Full Post-Graduate Scholarships (Post Graduate Diploma, Masters and PhDs) to international students who wish to study at any of the eleven New Zealand universities and education institutions in 2021. Full tuition fees, return economy air  travel, travel and medical insurance and stipend towards basic living costs will be covered by the Scholarship. Sectors of study include, but not limited to: Agriculture, Food Security, Climate Change and Resilience, Renewable Energy and Good Governance. Full set of recommended courses is available on the scholarships website. We would therefore like to invite eligible candidates to apply for postgraduate study opportunities in New Zealand.

Applicants from the following countries are eligible to apply for the New Zealand Scholarships: Algeria, Angola, Botswana, Djibouti, Egypt, Eswatini, Ethiopia, Ghana, Kenya, Lesotho, Malawi, Mauritius, Morocco, Mozambique, Namibia, Nigeria, Rwanda, Senegal, South Africa, Tanzania, Tunisia, Uganda, Zambia and Zimbabwe.  Further information on the Scholarships and application process can  is available at https://www.mfat.govt.nz/en/aid-and-development/new-zealand-government-scholarships/new-zealand-scholarships-for-international-tertiary-students/. Please may you assist us in circulating this information within your organisation, in-country networks, as well as partner organisations.

Nigeria and Ethiopia have signed a visa waiver agreement for diplomatic and official passport holders, and a Memorandum of Understanding (MoU) on Cooperation in the field of Defence.

President Muhammadu Buhari and prime minister Abiy Ahmed witnessed the signing of the agreement Tuesday in Addis Ababa by their ministers of foreign affairs, Geoffrey Onyeama and Gedu Andargachew, respectively, during the state visit of the Nigerian leader.

Earlier, while meeting with the Ethiopian prime minister, president Buhari had discussed how to explore new areas of collaboration to further enhance and expand Nigeria-Ethiopia bilateral cooperation for the mutual benefits of the two countries.

Garba Shehu, Senior special assistant on media and publicity, in the early hours of Wednesday, explained that the visa waiver agreement is expected to ease travels by officials and contribute to further strengthening of bilateral relations.

The presidential aide said the memorandum of understanding on defence Cooperation is important to both countries in the coordination of efforts in the fight against terrorism and securing peace and stability in their respective sub-regions, as well as on the continent of Africa.

The MoU will also enhance bilateral military cooperation in the areas of training and education, technical assistance, exchange of visits and defence technology transfer.

It also entails cooperation in peace support operation issues within the framework of the respective laws of the Parties and on a reciprocal basis.