[color=#990000][/color]NYIF.
ANNOUNCEMENT! ANNOUNCEMENT!! ANNOUNCEMENT!!!
Assalamualaikum
Nafahimci cewa dadama daga cikinmu da mukayi apply na wannan tsari na NYIF, muna fuskantar 'kalubale wajan cika FINANCIAL INFORMATION, hakanne yasa naga yadace a fassara shi da yaran hausa tayadda zamu fahimta cikin sauki.
Allah bamu sa'a.
1) Projected monthly sales revenue, Yana nufin 'kiyasin cinikin da kakan/zaka iyayi a wata , misali akullum kanayin cinikin N3000, to N3000× 30days = N90000
2) Projected average monthly sales revenue for the next 12 months.
Yana nufin 'kiyasin cinikin da kakan/zaka iyayi a wata sha biyu, wato shekara. Misali N90000× 12months=N1080000
3) Projected Monthly operating Expenses, Yana nufin 'kiyasin ko planning din adadin kudade da zaka kashe wajen gudanar ko tafiyar da sana'arka( Banda kudade da zaka kashewa kanka, ko zaka kashe wajan gudanar da wani uziri da beshafi sanaarkaba), Misali; Ga masu sana'ar awun manja ko kayan tireda ko kayan abinci,dole sai ka siyi leda ko kwalbar awu ko kwanan awu domin zubawa customers dinka abunda suka siya a gurinka.(wannan shine Misali Operating Expenses) Misali ace kullum kana siyan ledar N500, To N500×30days=N15000
4) Projected Annual operating Expenses, ( na sama na watane wannan kuma na shekaransa ne ,misali N15000×12months
=N180000
5) Projected Monthly Gross profit, Yana nufin kiyasin riba, idan kacire kudin kaya, to riba da zaka samu daga farkon wata zuwa karshen wata (30days) misali kana cinikin N3000 akullum, to acikin dubu ukunnan misali kudin kaya N1700 ne , ribarka zata zamo N1300, to N1300×30days=N39000( to N39000 is your Monthly Gross profit)
6) Projected Gross profit (2021) shikuma Yana nufin projected monthly gross profit×12months, tunda na shekarane gabaki daya. (Misali, N39000×12months= N468000, To N468000 is your Projected Gross Profit of 2021 or Annual Gross Profit )
7) Projected Gross profit (2022) akalla ka Kara percentage ko shabiyarne 15% akan na sama (wato akan na 2021 kenana).
8) Projected Gross Profi

EFFECTIVE RAMADAN ROUTINE; you may find it useful.

1. Sleep Daily by 10pm.
2. Wake up 3am.
3. Tahajjud 3:30am till 4:15am
4. Study Quran for 20mins, at least 10verses with meaning. 4:15am - 4:35am. Observe your Dua for 10mins, ask all your desires from Allah 4:35 - 4:45.
5. Eat Sahur 4:45am till 5:05am
6. Rest till 5:20am but try not sleep.
7. Pray Salatu Subhi: 5:30am
8. Do Morning Azkar till 6am/6:30am
9. Rest/Prepare for the day till 7am.
10. Pray Salatu Duha, at least 4 Rakats. From 11:00am to 11:30am
11. Constantly Listen to Quran.
12. Pray Salatu Zuhr by 1pm. Do 20mins Azkar.
13. Pray Salatu Asr by 4pm & Do 20mins Evening Azkar, and recitation of the Qur'an.
14. Break your fast at 7:00pm with what you can afford. But pray and ask Allah for anything and everything you want before breaking the fast. Pray Salatu Magrib,your Dua will not be rejected.
15. 8:00pm Start Praying Ishai & Pray 11 Rakats of Taraweeh till 9:00pm.
16. After Taraweeh, spend 5mins to reflect on the day, and ask yourself these questions;. What did you do well? What needs to be improved?. What needs to stop? what needs to start?
May we witness Ramadan in good health.